2009\ub144 \ubc88\uc5ed\ud574\ubd24\ub358 \uae00 \ub2e4\uc2dc \uc2e3\ub294\ub2e4.<\/p>\n
0.<\/p>\n
\ub274\uc695\ud0c0\uc784\uc988\uc5d0\uc11c \ud06c\ub8e8\uadf8\uba3c\ub9d0\uace0 \uac00\ub054\uc529 \ubcf4\ub294 \uce7c\ub7fc\uc774 David Brooks\uc774\ub2e4. \ub0b4 \ub534\uc5d0\ub294 \uae00\uc744 \uc798 \uc4f0\uace0, \ub3c5\ud2b9\ud55c \uc2dc\uac01\uc744 \uac16\uace0 \uc788\uae30\uc5d0, (\uc5b8\uc81c\ub098 \ub3d9\uc758\ud558\ub294 \uac74 \uc544\ub2c8\uace0, \uc880 \uc584\ud30d\ud558\uac70\ub098 \ud3b8\ud611\ud560 \ub54c\ub3c4 \uc885\uc885 \uc788\uc9c0\ub9cc) \uc774\ub9ac\uc800\ub9ac \uad81\ub9ac\ud560 \uaebc\ub9ac\ub97c \ub358\uc838\uc900\ub2e4. \uadf8\ub798\uc11c \ubcf4\uc218\uc8fc\uc758\uc790\uc774\uace0 \ub9e4\ucf00\uc778\uc744 \uc9c0\uc9c0\ud568\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub9bc\ubcf4\uac19\uc740 \uac15\uc131 “\ubcf4\uc218”\uc8fc\uc758\uc790\uc5d0\uac8c \uae4c\uc774\ub294 \uac83\uc77c\ud14c\ub2e4. \ucd5c\uadfc \uce7c\ub7fc<\/a>\uc5d0\uc11c “\uc2dc\ub4dc\ub2c8 \uc5b4\uc6cc\ub4dc”\ub77c\uace0 \ud558\uba74\uc11c \uc798 \uc4f4 \uae34 \uae00\ub4e4\uc744 \ucd94\ucc9c\ud588\ub294\ub370, \ucc98\uc74c\uc5d0\ub294 Sydney Hillman Award<\/a>\ub97c \ub9d0\ud558\ub294 \uac74\uc904 \uc54c\uc558\ub2e4. 2008\ub144 \uc218\uc0c1\uc790 \ubaa9\ub85d<\/a>\uc744 \ubcf4\ub2c8, \uadf8\ub0e5 Brooks\uad00\uc810\uc5d0\uc11c \uc81c\uac00 \ubcf4\uae30\uc5d0 \uc798 \uc4f4 \uae00 \ucd94\ucc9c\ud55c \uac83 \uac19\ub2e4. \uadf8 \uc911 \ud55c \uae00\uc774 \ub208\uc5d0 \ub4e4\uc5b4\uc654\ub294\ub370, \ud55c\uad6d\uc758 \uc0c1\ud669\uc774\ub098 \uc5ec\ub7ec\uac00\uc9c0\ub85c \uaf64 \uc7ac\ubc0c\uac8c \uc77d\uc5c8\ub2e4. \ub0a8\ub294 \uc9ec\uc9ec\uc774 \uc2dc\uac04\ub3d9\uc548 \uc870\uae08\uc529 (\uae09\ud558\uac8c) \ubc88\uc5ed\uc744 \ud574\ubd24\ub2e4. \uadf8\ub0e5 copy & paste\ud558\uba74 \uc7ac\ubc0c\ub294 \uae00\uc744 \uc77d\ub294 \uc0ac\ub78c\uc774 \ud55c 1\/10\uc774 \ub420 \uac83 \uac19\uc544\uc11c\ub2e4. \uadf8\ub7f0\ub370 \uc2dc\uac04\uc774 \uc880 \ub418\uace0 \uc601\ubb38\uc774 \ub418\ub294 \ubd84\ub4e4\uc740 \uc544\ub798 \ub9c1\ud06c\ub97c \ub530\ub77c \uc601\ubb38\uc744 \uc77d\uae30\ub97c \ucd94\ucc9c\ud55c\ub2e4. \uc81c\ubaa9\uc740 \uc5b4\ub5bb\uac8c \ubc88\uc5ed\ud574\uc57c\ud560\uc9c0 \uace0\ubbfc\ud558\ub2e4\uac00 \uadf8\ub0e5 \ub194\ub480\ub2e4.<\/p>\n 1.<\/p>\n http:\/\/www.weeklystandard.com\/Content\/Public\/Articles\/000\/000\/015\/921taekw.asp?pg=2<\/p>\n \ubc84\ub77d \uc624\ubc14\ub9c8\ub098 \uc874 \ub9e4\ucf00\uc778\uc774\ub098 \uc774\ubc88 \uac00\uc744 \ub274\uc2a4\uc758 \ud5e4\ub4dc\ub77c\uc778\uc744 \uc7a5\uc2dd\ud55c \uae08\uc735\uc704\uae30\uc5d0 \ub300\ud574\uc11c \uc758\ubbf8\uc788\ub294 \ub9d0\uc744 \ud558\uc9c0 \uc54a\uc558\ub2e4. \ucea0\ud398\uc778 \uc804\ub7b5\uc744 \uc218\uc815\ud558\uae30\ubcf4\ub2e4\ub294, \ub300\ubd80\ubd84\uc758 \uc815\uce58\uc778\ub4e4\ucc98\ub7fc, \uadf8\ub4e4\ub3c4 \uc548\uc804\ud558\uac8c \ud589\ub3d9\ud588\ub2e4. \ud5c8\ub098 \uc815\uc758\uc758 \uc774\ub984\uc73c\ub85c, \uc6b0\ub9ac\ub294 \uc544\uc9c1 \uc704\uae30\uac00 \ubd84\uba85\ud574\uc9c0\uae30 \uc804\uc5d0 \uc0c1\ub2f9\ud55c \uc815\ud655\ub3c4\ub85c \uc6b0\ub9ac \uace4\uacbd\uc744 \ub0b4\ub2e4\ubd24\ub358 \ud6c4\ubcf4\uac00 \uc788\uc5c8\ub2e4\ub294 \uac83\uc744 \uc0c1\uae30\ud560 \ud544\uc694\uac00 \uc788\ub2e4. \ub860 \ud30c\uc6b8\ub9d0\uc774\ub2e4. \uadf8\ub294 \uacf5\ud654\ub2f9 \ub300\uc120\ud6c4\ubcf4 \uacbd\uc120\uc758 \uac70\uc758 \ubaa8\ub4e0 \uc5f0\uc124\ub54c\ub9c8\ub2e4 \uac70\ud488, \ubb34\ubaa8\ud55c \uc2e0\uc6a9\ud33d\ucc3d, \uadf8\ub9ac\uace0 \ud604\uc7ac \uc815\ucc45\uc758 \u201c\uc9c0\uc18d\ubd88\uac00\ub2a5\ud568\u201d\uc5d0 \ub300\ud574\uc11c \ub9d0\ud588\ub2e4. \uadf8\ub7f0\ub370 \uc65c \uadf8\uac00 \uc8fc\uc7a5\ud588\ub358 \uc0c1\uc2dd\uc801\uc778 \ud574\uacb0\ucc45\ub4e4\uc740 \ubcc4\ub85c \uc778\uae30\ub97c \ub04c\uc9c0 \ubabb\ud55c \uac83\uc77c\uae4c? \uc65c\ub0d0\ud558\uba74 \uae08\uc735\uc704\uae30 \uc911\uc5d0\ub294 \uc0c1\uc2dd\uc740 \ubcc4\ub85c \uc4f8\ubaa8\uac00 \uc5c6\uae30\ub54c\ubb38\uc774\ub2e4.<\/p>\n \uc774 \uc5ed\uc124\uc740 19\uc138\uae30 \ud3c9\ub860\uac00\uc774\uc790 \uc800\ub110\ub9ac\uc2a4\ud2b8\uc600\ub358 \uc6d4\ud130 \ubc30\uc9d3\uc758 \uc704\ub300\ud55c \ubc1c\uacac\uc774\uc5c8\ub2e4(1860-1877\ub144\uae4c\uc9c0 \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8\uc9c0 \ud3b8\uc9d1\uc790 \uc5ed\uc784). 99%\uc758 \uc0c1\ud669\uc5d0\uc11c \uc0c1\uc2dd\uc740 \uc2e4\uc6a9\uc8fc\uc758\uc758 \ub3d9\uc758\uc5b4\uc774\ub2e4. \uadf8\ub7ec\ub098 \uc2ec\uac01\ud55c \uc740\ud589\uc704\uae30 \uc0c1\ud669\uc5d0\uc11c, \uc0c1\uc2dd\uc801\uc73c\ub85c \ubcf4\uc774\ub294 \uc77c\uc744 \ud558\ub294 \uac83\uc740 \u2013 \uc989, \ud5c8\ub9ac\ub760\ub97c \uc878\ub77c\ub9e4\uace0 \ud55c \ud47c\uc774\ub77c\ub3c4 \uc544\ub07c\ub294 \uc77c \u2013 \uc804\ud600 \uc2e4\uc6a9\uc801\uc774\uc9c0 \uc54a\uc740 \uac83\uc73c\ub85c \ub4dc\ub7ec\ub0ac\ub2e4. \ubc30\uc9d3\uc758 <<\ub86c\ubc14\ub974\ub4dc \uac70\ub9ac>>\ub294 \ub0b4\ubd80\uc790\uc758 \uc2dc\uc120\uc73c\ub85c \uc601\uad6d\uc740\ud589\uc744 \ubc14\ub77c\ubcf8 \ucc45\uc774\ub2e4. \uc774 \ucc45\uc740 \ub610\ud55c \uace0\ub3c4\ud654\ub41c \uacbd\uc81c\uc5d0 \ubb38\uc81c\uac00 \uc0dd\uae38 \ub54c \uc815\uce58 \ubc0f \uae08\uc735 \uc9c0\ub3c4\uc790\ub4e4\uc774 \ud589\ub3d9\ud574\uc57c\ud558\ub294 \uc6d0\ub9ac\ub4e4\uc744 \ub2f4\uace0 \uc788\ub2e4. \uc774 \uc6d0\ub9ac\ub4e4\uc740 \ubbfc\uc8fc\uc8fc\uc758\uc758 \uc6d0\ub9ac\uc5d0 \ub300\ud574 \ub2e8\uc21c\ud55c \uac1c\ub150\uc744 \uac16\uace0 \uc788\ub294 \uc774\ub4e4\uc5d0\uac8c \ub9e4\uc6b0 \uc6b0\uc6b8\ud55c \ub0b4\uc6a9\ub4e4\uc774\ub2e4. \ud558\uc9c0\ub9cc \ubc18\uba74\uc5d0 \uc2e4\uc81c\uc801\uc774\ub2e4. \uadf8\uac83\uc774, \uc774\ub978\ubc14 \uc575\uae00\ub85c\uc0c9\uc2a8 \uc138\uacc4\uc5d0\uc11c \ubc30\uc9d3\uc758 \ucc45\uc774 \uc5ec\uc804\ud788 \uae08\uc735\uc704\uae30\ub4e4 \u2013 \ud604\uc7ac \uc704\uae30\ub97c \ud3ec\ud568\ud574\uc11c \u2013 \uc5d0 \ub300\ud55c \ub300\uc751\ucc45\uc744 \uace0\ubbfc\ud560 \ub54c \uae30\ucd08\ub97c \uc81c\uacf5\ud558\ub294 \uc774\uc720\uc774\ub2e4.<\/p>\n <<\ub86c\ubc14\ub974\ub4dc \uac70\ub9ac>>\ub294 1873\ub144\uc5d0 \ucd9c\ud310\ub410\ub2e4. \uadf8 \ubc14\ub85c \uba87 \ud574 \uc804\uc5d0 Overend, Gurney & Co\ub77c\ub294 \uc740\ud589\uc774 \uc77c\ucc9c\ubc31\ub9cc \ud30c\uc6b4\ub4dc\uc758 \uc190\uc2e4\uc744 \uae30\ub85d\ud558\uace0 \uae09\uc791\uc2a4\ub7fd\uac8c \ud30c\uc0b0\ud558\uc5ec, \ud22c\uc790\uc790\ub4e4\uc774 \uacf5\ud669\uc0c1\ud0dc\uc5d0 \ube60\uc84c\uc73c\uba70, \uc608\uae08\uc790 \uc778\ucd9c\uc0ac\ud0dc\uac00 \ubc8c\uc5b4\uc84c\uc5c8\ub2e4. \uc774 \uc0ac\uac74\uc740 \u201c\uc7a5\uc0ac\uc5d0 \uc788\uc5b4\uc11c \uc545\uc9c8\uc801\uc778 \uc218\ubc95\ub4e4\uc744 \ucd1d\ub9dd\ub77c\ud55c \uad50\ubcf8\u201d\uc774 \ub418\uc5c8\ub2e4. \uc774 \uc704\uae30\ub294 \uc601\uad6d \uae08\uc735 \ubc0f \uc815\ubd80\uc5d0 \uc5c4\uccad\ub09c \uc778\uc0c1\uc744 \ub0a8\uaca8\uc11c \uadf8 \uc774\ud6c4 141\ub144\uac04 \ub2e4\uc2dc\ub294 \uc608\uae08\uc790 \uc778\ucd9c\uc0ac\ud0dc\uac00 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc744 \uc815\ub3c4\uc600\ub2e4 \u2013 \ub450 \ubc88\uc9f8 \uc778\ucd9c\uc0ac\ud0dc\ub294 2007\ub144 \uc5ec\ub984 Northern Rock\uc774 \ubb34\ub108\uc84c\uc744 \ub54c \uc77c\uc5b4\ub0ac\ub2e4. (\uc601\uad6d \ud22c\uc790\uc790\ub4e4\uc740 \ubbf8\uad6d\uc778\ub4e4\uc5d0 \ube44\ud574\uc11c \ub354 \uae34 \uae30\uc5b5\uc744 \uac16\uace0 \uc788\ub294 \uac83\uc774 \ud2c0\ub9bc\uc5c6\ub2e4. \uc6b0\ub9ac\uac00 \ud604\uc7ac \uc9ca\uc5b4\uc9c0\uace0 \uc788\ub294 \uc545\uc131 \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0\ub4e4, \uadf8\ub9ac\uace0 \uc774\ub97c \ub2f4\ubcf4\ub85c\ud55c \uc99d\uad8c\uc740 2001\ub144 \uc5d4\ub860\uc774 \uc6b0\ub9ac \uc2a4\uc2a4\ub85c\uc758 \uc545\uc9c8\uc801\uc778 \uc218\ubc95\ub4e4\uc758 \uad50\ubcf8\uc774 \ub41c \uc774\ud6c4<\/b>\uc5d0 \ubc1c\uc0dd\ud55c \uac83\ub4e4\uc774\ub2e4.) \uc774 Overend, Gurney \uc704\uae30\uc640 \uadf8 \uc774\ud6c4\uc758 \uc704\uae30\ub4e4\uc5d0\uc11c \uacf5\ud669\uc744 \ubc29\uc9c0\ud558\ub294 \ucc45\uc784\uc744 \uc9c4 \uac83\uc740 \uc601\uad6d\uc740\ud589\uc774\uc5c8\ub2e4. \uc601\uad6d\uc740\ud589\uc740 \uc2e0\uc6a9\uc744 \uc81c\uacf5\ud558\uace0 (injecting) \uc0ac\ub78c\ub4e4\uc744 \uad6c\uc81c\ud568\uc73c\ub85c\uc368 \uacf5\ud669\uc744 \ubc29\uc9c0\ud588\ub2e4. \ubc30\uc9d3\uc740 \uc774\ub97c \ucc2c\uc131\ud588\ub2e4. \ub9ce\uc740 \uc77c\ubc18\uc0c1\uc778\ub4e4\uc740 \uc0c1\ud488\ub4e4\uc744 \ud314\uc544\uc11c \ub3c8\uc744 \ub9c8\ub828\ud558\uae30 \uc804\uae4c\uc9c0\ub294 \ubb3c\ud488\uacf5\uae09\uc790\ub4e4\uc5d0\uac8c \ub300\uae08\uc744 \uc9c0\ubd88\ud560 \uc218 \uc5c6\uc5c8\ub2e4. \uc2e0\uc6a9\uc774 \uc5c6\ub2e4\uba74 \uc774\ub4e4\uc740 \ud328\uac00\ub9dd\uc2e0\ud558\ub294 \uac83\uc774\uc5c8\uace0, \uc774\ub4e4\uc774 \ubab0\ub77d\uc740 \ub300\ubd80\uc790\ub4e4\uc5d0\uac8c \ud37c\uc838\ub098\uac08 \ud130\uc600\ub2e4. \uc774\uac74 \ub3c4\ub355\uc801 \ud0c0\ub77d\uc758 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c, \uadf8\uc800 \ud604\ub300 \uacbd\uc81c\uac00 \uc791\ub3d9\ud558\ub294 \ubc29\uc2dd\uc5d0 \ub300\ud55c \uac83\uc774\uc5c8\ub2e4.<\/p>\n \uadf8\ub7ec\ub098 \ud604\ub300 \uacbd\uc81c\uccb4\uc81c\ub294 \ud604\ub300 \uc815\uce58\uccb4\uc81c-\ubbfc\uc8fc\uc8fc\uc758-\uc640 \uaf64 \ubd88\ud3b8\ud55c \ubc29\uc2dd\uc73c\ub85c \uc0c1\ud638\uc791\uc6a9\ud55c\ub2e4. \uae30\uc2e4, <<\ub86c\ubc14\ub974\ub4dc \uac70\ub9ac>>\uc5d0\uc11c \uc5ec\ub7ec \ucc28\ub840 \ubc30\uc9d3\uc740 \ud638\ud669\uacfc \ubd88\ud669\uc758 \ubb38\uc81c\ub97c \u201c\uc601\uad6d \uc0c1\uc5c5\uc758 \uc810\uc810 \ub354 \ubbfc\uc8fc\uc801 \uad6c\uc870\ub97c \ub744\ub294\u201d \uacfc\uc815 \uc18d\uc5d0\uc11c \uc774\ud574\ud588\ub2e4. \ubbfc\uc8fc\uc8fc\uc758 \uccb4\uc81c\uc5d0\uc11c \uc0ac\ub78c\ub4e4\uc740 \uae30\uad00\ub4e4\uc774 \ub9c8\uce58 \uac1c\uc778\ucc98\ub7fc \ud589\ub3d9\ud560 \ub54c \uac00\uc7a5 \ud3b8\uc548\ud574\ud55c\ub2e4. \uc704\uae30\uc0c1\ud669\uc5d0\uc11c, \uc740\ud589\ub4e4\uc740 \u2013 \ub2e4\ub978 \uc774\ub4e4\uacfc \ub611\uac19\uc774 \u2013 \uc870\uac74\ubc18\uc0ac\uc801\uc73c\ub85c \ub3c8\uc744 \uc313\uc544\ub193\ub294\ub2e4. \ud558\uc9c0\ub9cc \uc911\uc559\uc740\ud589\uc740 \ubc18\ub300\ub85c \uc6c0\uc9c1\uc5ec\uc57c\ud55c\ub2e4. \uc989, \uc790\uc720\ub86d\uac8c \ub300\ubd80\ud574\uc57c \ud558\ub294 \uac83\uc774\ub2e4.<\/p>\n \uc774\uac83\uc774 \ubc14\ub85c \uc601\uad6d\uc740\ud589\uc774 \ubcf4\uc5ec\uc8fc\ub294 \uac00\uc7a5 \uadfc\ubcf8\uc801\uc73c\ub85c \uc0c1\uc2dd\uc5d0 \ubc18\ud558\ub294 \ud589\ub3d9\uc774\uc5c8\ub2e4. \ud558\uc9c0\ub9cc \uc0c1\uc2dd\uc5d0 \ubc18\ud55c\ub2e4\ub294 \uac83\uc774 \uc774 \uc870\uce58\uc758 \uac00\uc7a5 \ubb38\uc81c\uac00 \ub418\ub294 \uc810\uc774 \uc544\ub2c8\uc5c8\ub2e4. \uac00\uc7a5 \ubb38\uc81c\uac00 \ub41c \uac83\uc740 \ubc14\ub85c \ucd5c\uc885 \ub300\ubd80\uc790\ub85c\uc11c\uc758 \ud544\uc694\ud55c \uc758\ubb34\ub97c \uc624\ub85c\uc9c0 \ubc95\uc744 \uc5b4\uae40\uc73c\ub85c\uc368\ub9cc \ud560 \uc218 \uc788\uc5c8\ub2e4\ub294 \ub370\uc5d0 \uc788\uc5c8\ub2e4. \uc601\uad6d\uc740\ud589 \uc6b4\uc601, \uadf8\ub9ac\uace0 \uadf8 \uac74\uc804\uc131\uc744 \ub2f4\ubcf4\ud558\ub294 \uac83\uc740 1844\ub144\uc5d0 \uc81c\uc815\ub41c \uc740\ud589\ubc95\uc774\uc5c8\ub2e4. \uc774\uac78 \uac74\uc804\ud55c \uae08\uc804\uccb4\uc81c(a regime of sound money)\ub77c\uace0 \ud560 \uc218 \uc788\uc744 \uac83\uc774\ub2e4. \uc774 \ubc95\uc740 \uc900\ube44\uae08 \ub300\ube44 \ucc0d\uc5b4\ub0bc \uc218 \uc788\ub294 \ud654\ud3d0\uc5d0 \uc5c4\uaca9\ud55c \uc81c\ud55c\uc744 \ud3ec\ud568\ud558\uace0 \uc788\uc5c8\ub2e4. \uacbd\uc81c\uc0c1\ud669\uc774 \uad1c\ucc2e\uc744 \ub54c \uc774 \uc870\uac74\uc740 \uc798 \uc9c0\ucf1c\uc84c\ub2e4. \ud558\uc9c0\ub9cc \ubc30\uc9d3\uc774 \uae00\uc744 \uc801\uace0 \uc788\ub358 \uc0ac\ubc18\uc138\uae30 \ub2f9\uc2dc, \uc774\ubbf8 \ubc95\uc740 3\ubc88\uc774\ub098 \uc815\uc9c0\ub410\uc5c8\ub2e4. \uadf8\ubfd0\ub9cc\uc774 \uc544\ub2c8\ub2e4. \ubc30\uc9d3\uc774 \uc801\uae30\ub97c, \u201c\ube44\uc2b7\ud55c \uc0c1\ud669\uc5d0\uc11c \uc774 \ubc95 \uc801\uc6a9\uc744 \uc815\uc9c0\ud558\uc9c0 \uc54a\uc740 \uc801\uc774 \uc5c6\ub2e4.\u201d \ub9d0\ud558\uc790\uba74, \uc601\uad6d\uc758 \uc9c0\uae09\ub2a5\ub825\uc744 \ubcf4\uc7a5\ud558\ub294 \ubc95\uc740 \uc5c4\uaca9\ud55c\ub370, \ub2e4\ub9cc \ub204\uad70\uac00\uac00 \uadf8 \ubc95 \uc801\uc6a9\uc5d0 \uc608\uc678\ub97c \ub46c\uc57c\ud55c\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\ub294 \uc0c1\ud669\uc5d0\uc11c\ub9cc \uadf8\ub7ac\ub2e4.<\/p>\n \ub354 \uc6c3\uae34 \uac83\uc740, \uc601\uad6d\uc740\ud589\uc774 \ub2e8 \ud55c \ubc88\ub3c4 \ucd5c\uc885\ub300\ubd80\uc790\ub85c\uc368\uc758 \uc5ed\ud560\uc744 \uc778\uc815\ud55c \uc801\uc774 \uc5c6\uc5c8\ub2e4\ub294 \uac83\uc774\ub2e4. \uba87\uba87 \uc740\ud589 \ucd1d\uc7ac\ub4e4\uc740 \uc2ec\uc9c0\uc5b4 \uadf8\ub7f0 \uc758\ubb34 \uc790\uccb4\ub97c \ubd80\uc778\ud558\uae30\ub3c4 \ud588\ub2e4. \ubc30\uc9d3\uc740 \uc601\uad6d\uc740\ud589\uc758 \uc5ed\ud560\uc744 \ubd84\uba85\ud788 \ud560 \ud544\uc694\uac00 \uc788\ub2e4\uace0 \uc0dd\uac01\ud588\ub2e4:<\/p>\n “\uc601\uad6d\uc740\ud589\uacfc \ub300\uc911\uc744 \ud3ec\ud568\ud574\uc11c \ubaa8\ub450\uac00 \ubd84\uba85\ud788 \uc774\ud574\ud574\uc57c\ud560 \uac83\uc740, \uc601\uad6d\uc740\ud589\uc774 \ubc14\ub85c \uc6b0\ub9ac\uc758 \uad81\uadf9\uc801\uc778 \uc900\ube44\uae08(banking reserve)\ub97c \uac16\uace0 \uc788\uc73c\ubbc0\ub85c, (\uc601\uad6d)\uc740\ud589\uc740 \ub0b4\uc801 \uacf5\ud669\uc0c1\ud0dc\uc5d0\uc11c\ub294 \uc989\uc2dc, \uc870\uac74\uc5c6\uc774 \ub300\ucd9c\ud574\uc918\uc57c\ud55c\ub2e4\ub294 \uac83\uc774 \uc6d0\uce59\uc774 \ub418\uc5b4\uc57c\ud55c\ub2e4.”<\/p><\/blockquote>\n \ud558\uc9c0\ub9cc \uc911\uc559\uc740\ud589\uc7a5\ub4e4\uc774 \uadf8\ub7f0 \uc758\ubb34\ub97c \uc228\uacbc\ub358 \uc774\uc720\uac00 \uc788\uc5c8\ub2e4. \ub9cc\uc57d \uc911\uc559\uc740\ud589\uc774 \uc77c\ubc18\uc740\ud589\ub4e4\uc744 \uad00\ub300\ud55c \uc2e0\uc6a9\uc81c\uacf5\uc73c\ub85c \uad6c\uc81c\ud560 \uc758\ubb34\uac00 \uc788\ub2e4\uace0 \uc778\uc815\ud574\ubc84\ub9ac\uba74, \ubaa8\ub7f4\ud574\uc800\ub4dc(\ub3c4\ub355\uc801 \ud574\uc774**)\ub97c \ub9cc\ub4e4\uc5b4\ub0bc \uac83\uc774\uae30\ub54c\ubb38\uc774\ub2e4. \ubc30\uc9d3\uc774 \uc874\uacbd\ud588\ub358, \uc601\uad6d\uc740\ud589\uc7a5 \ud1b0\uc2a8 \ud578\ud0a4 (\uae08\uc735\uad00\ub828 \uc800\uc790 \uc81c\uc784\uc2a4 \uadf8\ub79c\ud2b8\ub294 \ucd5c\uc2e0\uc800\uc791 “\ubbf8\uc2a4\ud130 \uc2dc\uc7a5\ub3c4 \uc624\ud310\ud55c\ub2e4”\ucc45\uc5d0\uc11c \uadf8\uc5d0 \ub300\ud55c \uae00\uc744 \ud5cc\uc815\ud55c \ubc14 \uc788\ub2e4)\ub294 \ubc30\uc9d3\uc774 \uc601\uad6d\uc740\ud589\uc774 \ucd5c\uc885\ub300\ubd80\uc790\uc758 \uc5ed\ud560\uc744 \ud574\uc57c\ud55c\ub2e4\ub294 \uad00\uc810\uc744 “\uc774 \ub098\ub77c \ud1b5\ud654 \ub610\ub294 \uc740\ud589\uc5c5\uacc4\uc5d0\uc11c \uc81c\uae30\ub418\uc5c8\ub358 \uac00\uc7a5 \ud574\ub85c\uc6b4 \uc8fc\uc758\uc8fc\uc7a5\uc774\ub2e4”\ub77c\uace0 \ud588\ub2e4.<\/p>\n \uc2e4\uc9c8\uc801\uc73c\ub85c\ub294 \ubc30\uc9d3\uc774 \uc633\uc558\uace0 \ud578\ud0a4\uac00 \ud2c0\ub838\ub2e4. [\uc601\uad6d]\uc740\ud589\uac00 \ucd5c\uc885\ub300\ubd80\uc790\uc758 \uc5ed\ud560\uc744 \ud55c\ub2e4\ub294 \uac83\uc740 \uc758\ubb38\uc758 \uc5ec\uc9c0\uac00 \uc5c6\uc5c8\ub2e4. \uc6d0\uce59\uc801\uc73c\ub85c\ub294 \ud578\ud0a4\uac00 \ub9de\uc558\uace0 \ubc30\uc9d3\uc774 \ud2c0\ub838\ub2e4. \uc740\ud589\uc774 \ub3c4\uc0b0\ud560\ub9cc\ud55c \uc2e4\uc81c\uc758, \uc124\ub4dd\ub825\uc788\ub294 \uc704\ud611\uc774 \uc788\uae30\uc804\uae4c\uc9c0\ub294, \uc601\uad6d\uc740\ud589\uc758 \ubcf4\uc99d\uc758 \ud6a8\uacfc\ub294 \uac70\ud488\uc774 \ubc1c\uc0dd\ud560 \ub54c \uc774\ubbf8 \ud3ec\ud568\ub418\uc5b4\uc11c \uac70\ud488\uc774 \ud130\uc9c8 \ub54c \ubb38\uc81c\ub97c \ub354 \uc2ec\uac01\ud558\uac8c \ub9cc\ub4e4 \uac83\uc774\ub2e4. \uc774\ub7f0 \uc0c1\ud669\uc5d0\uc11c \ud544\uc694\ud55c \uac83\uc740 \ud587\ud0a8\uc2dd \uc6d0\uce59\uacfc \uc774\ub97c \ubc30\ubc18\ud558\ub294 \ubc30\uc9d3\uc2dd \uc801\uc6a9 – \uc694\uc998 \ub9d0\ub85c \ub9d0\ud558\uc790\uba74 “\uc804\ub7b5\uc801 \ubaa8\ud638\uc131”\uc778 \uac83\uc774\ub2e4.<\/p>\n \uc6b0\ub9ac\uac00 \ud604\uc7ac \uc9c1\uba74\ud558\uace0 \uc788\ub294 \uc0c1\ud669\ub3c4 \ube44\uc2b7\ud55c \ubc30\ud569\uc744 \uc694\uad6c\ud55c\ub2e4. \uc911\uc559\uc740\ud589\uc758 \ub178\ub987\uc740 \uadf8\ub798\uc11c \uc885\uc885 \uce58\ud0a8\uac8c\uc784\uc774\ub77c\ud560 \uc218 \uc788\ub2e4. \uacbd\uc6b0\uc5d0 \ub530\ub77c\uc11c \uc740\ud589\ub4e4\uc774 \ucda9\ubd84\ud788 \uac81\uc744 \uba39\uc9c0 \uc54a\uc73c\uba74 [\ub108\ubb34 \ub9ce\uc740 \ub9ac\uc2a4\ud06c\ub97c \ub5a0\uc548\uace0 \ub9c9 \uac00\uc11c \uac70\ud488\uc774 \uc0dd\uae30\uba74] \ub05d\uc7a5\uc744 \ubcf4\uae30\ub3c4 \ud55c\ub2e4. 9\uc6d4\ub2ec\uc5d0 \ubbf8 \uc7ac\ubb34\uc131\uc774 \ub9ac\uba3c \ube0c\ub77c\ub354\uc2a4\ub97c \uad6c\uc81c\ud558\uc9c0 \uc54a\uc544 \uae08\uc735\uacc4\uac00 \uacbd\uc545\uc5d0 \ube60\uc84c\uc744 \ub54c\uac00 \ubd84\uba85 \uadf8\ub7f0 \uc21c\uac04\uc774\uc5c8\ub2e4. \ubc30\uc9d3\uc758 \uad00\uc810\uc5d0\uc11c\ub294 \uc7ac\uc559\uc774\uc5c8\uc9c0\ub9cc, \ud578\ud0b7\uc758 \uc6d0\uce59\uc5d0\ub294 \ub3c4\uc6c0\uc774 \ub418\ub294 \uc77c\uc774\uc5c8\ub2e4. \uc774\ub85c\uc368 \ub0a9\uc138\uc790\uac00 \ubd80\ub2f4\ud558\ub294 \ubcf4\ud5d8(\uc911\uc559\uc740\ud589\uc774 \uad6c\uc81c\ud574\uc904 \uac83\uc774\ub77c\ub294 \uc57d\uc18d)\uc5d0 \uac00\uc785\ud574\uc788\ub2e4\uace0 \ubbff\uc73c\uba74\uc11c \ud569\ub9ac\uc801\uc778 \uc218\uc900 \uc774\uc0c1\uc73c\ub85c \uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\ub824\ub294 \uc720\uc778\uc744 \uc904\uc77c \uac83\uc774\ub2e4. \uacf5\ud654\ub2f9\uc758\uc6d0\ub4e4\uc774 9\uc6d4\ub2ec\uc5d0 \uc7ac\ubb34\uc131\uc758 TARP\ub97c \uac70\uc758 \ubd80\uacb0\uc2dc\ucf30\ub358 \uac83\ub3c4 \ube44\uc2b7\ud55c \uc5ed\ud560\uc744 \ud588\ub2e4\uace0 \ud560 \uc218 \uc788\ub2e4.<\/p>\n \ub9c8\uc9c0\ub9c9 \ubb38\uc81c\ub294 \uc911\uc559\uc740\ud589\uc774 \ucc45\uc784\uc788\ub294 \ubaa8\uc2b5(accountable)\uc73c\ub85c \ud589\ub3d9\ud558\ub294\ub370\ub294 \ud55c\uacc4\uac00 \uc788\ub2e4\ub294 \uac83\uc774\ub2e4. \uc911\uc559\uc740\ud589\uc774 \uba85\ub8cc\ud55c \uaddc\uce59\ub4e4\uacfc \ud22c\uba85\uc131\uc744 \uac16\uace0 \uc6b4\uc601\ub418\uc5b4\uc57c\ud55c\ub2e4\uace0 \ub204\uad6c\ub098 \uac15\uc870\ud55c\ub2e4. \ud558\uc9c0\ub9cc \uc6b0\ub9ac\uac00 \uaddc\uc81c\ub97c \ubc14\ub77c\ubcfc \ub54c \ub193\uce58\ub294 \uac83\uc740 \ub300\uac1c \uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 \uaddc\uc81c\ub294 \uaddc\uc81c\uac00 \ubcc0\ub355\uc2a4\ub7fd\uace0 \ubd88\ud22c\uba85\ud560 \ub54c\ub77c\ub294 \uac83\uc774\ub2e4. \uadf8 \uc5b4\ub5a0\ud55c \uaddc\uc81c \uccb4\uacc4\ub3c4 \uc624\ub798 \uc0ac\uc6a9\ud558\uba74 \ucde8\uc57d\uc131\uc744 \ub4dc\ub7ec\ub0b4\uae30 \ub9c8\ub828\uc774\ub2e4. \ub9cc\uc57d \uacbd\uc81c\uc801 \ubb38\uc81c\uc5d0 \uaddc\uc81c\ub77c\ub294 \uac83\uc774 \uc608\uce21 \uac00\ub2a5\ud558\ub2e4\uba74, \ub611\ub611\ud55c \ud22c\uc790\uc790\ub4e4\uc740 \uadf8 \uc608\uce21\uac00\ub2a5\uc131\uc5d0 “\uc2b9\ubd80\ub97c \uac78” \ubc29\ub3c4\ub97c \ucc3e\uc544\ub0bc \uac83\uc774\ub2e4. \uc774 \uc0c1\ud669\uc740 \ud56d\uc6b0\uc6b8\uc81c\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\uacfc \ube44\uc720\ud574\ubcfc \uc218 \uc788\ub2e4. \uc6b0\uc6b8\uc99d\uc744 \uce58\ub8cc\ud560 \uc218 \uc788\ub294 \ud56d\uad6c\uc801\uc778 \ud6d9\uc6b0\uc6b8\uc81c\ub780 \uc874\uc7ac\ud558\uc9c0 \uc54a\ub294\ub2e4. \ud56d\uc6b0\uc6b8\uc81c\ub294 \uc624\uc9c1 \uc815\uc2e0 (\ub610\ub294 \ub1cc?)\uc774 \uadf8 \ud56d\uc6b0\uc6b8\uc81c\uc758 \uc791\uc6a9\uc744 \ud53c\ud574\uac08 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \ucc3e\uae30 \uc804\uae4c\uc9c0\ub9cc \ud6a8\uacfc\uc801\uc774\ub2e4. \uadf8\ub7f0 \ud6c4\uc5d0\ub294 \ub610\ub2e4\uc2dc \uc775\uc219\ud558\uc9c0 \uc54a\uc740 \uc57d\uc744 \ucc98\ubc29\ud574\uc57c\ud55c\ub2e4. \uac19\uc740 \uc2dd\uc73c\ub85c, \uaddc\uc81c\uccb4\uc81c\uac00 \uc5bc\ub9c8\ub098 \uc88b\uc740 \ub0b4\uc6a9\uc73c\ub85c \ucc44\uc6cc\uc838\uc788\uc744\uc9c0\ub77c\ub3c4, \uc2dc\uc7a5 \uc9c0\ubc30\uc801 \uacbd\uae30\uc790\uac00 \uadf8\ub85c\ubd80\ud130 \uc774\ub4dd\uc744 \ucde8\ud558\uc9c0 \ubabb\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc8fc\uae30\uc801\uc73c\ub85c \ubc14\uafd4\uc904 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n \ubc30\uc9d3\uc740 \ucc98\uc74c\ubd80\ud130 \uc740\ud589\uc5c5\uc758 \uc2e4\uc9c8\uc801 \ud604\uc2e4\uc774 \uc5ed\uc124\uc5d0 \uc5ed\uc124\uc744 \uac70\uccd0\uc57c\ud55c\ub2e4\ub294 \uac83\uc744 \uc9c1\uac10\ud558\uace0 \uc788\uc5c8\ub2e4. \uc911\uc559\uc740\ud589\uc758 \ud65c\ub3d9\uc774 \uadf8 \uc2dc\uc791\ubd80\ud130 “\ubd80\uc790\uc5f0\uc2a4\ub7ec\uc6b4” \uac83\uc774\ub77c\ub294 \uadf8\uc758 \ud3c9\uac00\uc758 \ub2e8\uc11c\ub294 \uc564\ub4dc\ub958 \uc7ad\uc2a8\uacfc \ud1a0\ub9c8\uc2a4 \uc544\ud034\ub098\uc2a4\uc758 \uae00\ub4e4\ub85c\ubd80\ud130 \uc5bb\uc744 \uc218 \uc788\ub2e4. “\uc740\ud589\uc5c5\uc740 \ub2e8\uc21c\ud574\uc57c\ud55c\ub2e4” \uadf8\ub294 \ub9d0\ud588\ub2e4. “\ub9cc\uc57d \ubcf5\uc7a1\ud558\ub2e4\uba74 \uadf8\uac74 \uc798\ubabb\ub41c \uac83\uc774\ub2e4.” \ub9cc\uc57d \uadf8\uac8c \ubcf5\uc7a1\ud55c \uc77c\uc774\uba74 \uc740\ud589\uac00\ub294 \uc704\uc784\ub41c \uc77c\uc744 \uc798 \ubabb\ud558\uace0 \uc788\uac70\ub098 \uc2e4\uc0c1 \uc7a5\uc0ac\uac00 \uc5c6\ub294 \uac83\ub4e4\uc5d0 \ubcf5\uc7a1\ud55c \uac70\ub798\ub97c \ud558\uace0 \uc788\ub294 \uac83\uc774\ub2e4. \ubc30\uc9d3\uc5d0 \ub530\ub974\uba74, “\ubaa8\ud5d8\uc740 \uc0c1\uac70\ub798\uc758 \uc77c\uc0c1\uc774\uc9c0\ub9cc, \uc2e0\uc911, \ub09c \uac70\uc758 \uc18c\uc2ec\ud568\uc774\ub77c\uace0 \ubd80\ub97c \uc218 \uc788\ub2e4\uace0 \uc0dd\uac01\ud55c\ub2e4, \uc740 \uc740\ud589\uc5c5\uc758 \uc77c\uc0c1\uc774\ub2e4.”<\/p>\n \ud55c \uc0ac\ud68c\uc758 \ud604\uae08 \ubcf4\uc720\ub97c \uc911\uc559\uc9d1\uc911\ud654\ud558\ub294 \uac83\uc740 \ubcf5\uc7a1\ud558\uace0, \ubb34\ubaa8\ud558\uba70, \uc778\uc704\uc801\uc778 \uac83\uc774\ub2e4:<\/p>\n \uc790\uc720\ub86d\uac8c \ub0b4\ubc84\ub824\ub454\ub2e4\uba74, \uadf8 \uc5b4\ub5a4 \uc885\ub958\uc758 \uc7a5\uc0ac\uc5d0 \uc788\uc5b4\uc11c\ub3c4 \uc7a5\uc0ac\ub97c \ud560\ub9cc\ud55c \uc801\uc808\ud55c \uaddc\ubaa8\uc758 \uacbd\uc7c1\uc790\ub4e4\uc774 \uacf5\uc874\ud558\ub294 \uacf5\ud654\uc81c\uac00 \ud615\uc131\ub418\uae30 \ub9c8\ub828\uc774\uace0, \uc740\ud589\uc5c5\uc758 \uacbd\uc6b0 \ud2b9\ud788 \uadf8\ub807\ub2e4. \uadf8 \uc5b4\ub5a4 \uc0c1\uc5c5\ud65c\ub3d9\uc5d0 \uc655\uc870\uac00 \uad6c\ucd95\ub41c\ub2e4\uba74, \uadf8\uac83\uc740 \uc5b4\ub5a4 \ubd80\uc790\uc5f0\uc2a4\ub7ec\uc6b4 \uc774\ub4dd, \uadf8\ub9ac\uace0 \uc5b4\ub5a4 \uac1c\uc785\uc758 \uc9d5\uc870\ub77c\uace0 \ud560 \uc218 \uc788\ub2e4. … \uc740\ud589\uc5c5\uc758 \uac00\uc7a5 \uc790\uc5f0\uc2a4\ub7ec\uc6b4 \uccb4\uc81c\ub294 \ubaa8\ub4e0 \uc740\ud589\ub4e4\uc774 \uc790\uccb4 \ud604\uae08\ubcf4\uc720\uace0\ub97c \uc9c0\ub2c8\uace0 \uc788\uace0, \ucda9\ubd84\ud788 \ubcf4\uc720\uae08\uc744 \uc313\uc544\ub193\uc9c0 \uc54a\uc73c\uba74 \ub9dd\ud55c\ub2e4\ub294 \uc6d0\uce59 \uc704\uc5d0 \uc788\ub294 \uac83\uc774\ub2e4.”<\/p><\/blockquote>\n \ubc30\uc9d3\uc774 \uc0dd\uac01\ud588\ub358 \uc790\uc5f0\uc2a4\ub7ec\uc6b4 \uc740\ud589\uaddc\ubaa8\ub294 \ub2f9\ub300\ubcf4\ub2e4 \uadf8 \uc774\uc804 18\uc138\uae30\ub97c \uc0dd\uac01\ud588\ub2e4. \ud604\ub300\uc801 \uad00\uc810\uc5d0\uc11c, \ubc30\uc9d3\uc740, \uc0ac\uc2e4\uc0c1, \uc644\ubcbd\ud788 \ud2c0\ub838\ub2e4. \uc790\uc720\uc2dc\uc7a5 \uc870\uac74\uc5d0\uc11c \uc790\uc5f0\uc2a4\ub7ec\uc6b4 \uacbd\ud5a5\uc740 \ud569\ubcd1, \ub354 \ub098\uc544\uac00 \ub3c5\uc810\uc73c\ub85c \ub098\uc544\uac00\ub294 \uac83\uc774\ub2e4. \ub9cc\uc57d \uc18c\uae30\uc5c5\ub4e4\uc774 \ub354 \ubc14\ub78c\uc9c1\ud558\ub2e4\uba74, \uc774\ub4e4\uc744 \uc815\ubd80\ub97c \ud1b5\ud574\uc11c \ubcf4\ud638\ud558\ub294 \uc218 \ubc16\uc5d0 \uc5c6\ub2e4 – \uc774\uac8c \ud14c\ub514 \ub8e8\uc988\ubca8\ud2b8\uc2dd\uc758 \ubc18 \ud2b8\ub7ec\uc2a4\ud2b8\ubc95\uc744 \ud1b5\ud574\uc11c\ub4e0, \ud504\ub791\uc2a4\uc2dd\uc758 \ub2f4\ubc30\ud68c\uc0ac \ubcf4\uc870\uae08\uc2dd\uc774\ub4e0, \uc720\ub7fd\uc5f0\ud569\uc774 \ub9c8\uc774\ud06c\ub85c\uc18c\ud504\ud2b8\uc5d0\uac8c \ud588\ub358 \uc2dd\uc758 \uc18c\uc1a1\uc73c\ub85c\ub4e0, \ub610\ub294 \ub2d8\ube44\uc2dd \ubc18 \uc6d4\ub9c8\ud2b8 \ucea0\ud398\uc778\uc73c\ub85c \uc9c0\uc5ed \uc18c\uc0c1\uc810 \ubcf4\ud638\uc6b4\ub3d9\uc774\ub4e0 \ub9d0\uc774\ub2e4. \ubc30\uc9d3\uc740 \uac00\ub054 \uc774 \uc810\uc5d0\uc11c \ubaa8\uc21c\ub41c \uc785\uc7a5\uc744 \ubcf4\uc600\ub294\ub370, \uc774\ub97c\ud14c\uba74 “\ud070 \uc740\ud589\uc740 \uc810\uc810 \ub354 \ucee4\uc9c0\uace0, \uc791\uc740 \uc740\ud589\uc740 \uc810\uc810 \uc791\uc544\uc9c0\ub294 \uacbd\ud5a5”\uc774 \uc788\ub2e4\uace0 \ud55c \uac83\uc744 \ub4e4 \uc218 \uc788\ub2e4. \ud558\uc9c0\ub9cc \uadf8\uac00 \uc774\ub7f0 \uacbd\ud5a5\uc744 \ubd80\uc790\uc5f0\uc2a4\ub7fd\ub2e4\uace0 \ud3c9\ud55c \uac83\uc73c\ub85c \ubcfc \ub54c \uc774\ub7f0 \uacbd\ud5a5\uc744 \uc77c\ubc18\uc801\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uc9c0\ub294 \uc54a\uc558\ub2e4\uace0 \ubd10\uc57c\ud560 \uac83\uc774\ub2e4. \ub9d1\uc2a4\uc640 \ub3d9\uc2dc\ub300\uc778\ubb3c\uc778 \ubc30\uc9d3\uc774 \uae30\uc5c5\ub4e4\uc774 \uc9c4\ud654\ud558\ub294 \uc591\uc0c1\uc5d0 \ub300\ud574 \ub9d1\uc2a4\uc640 \uc815\ubc18\ub300\uc758 \uacb0\ub860\uc5d0 \ub3c4\ub2ec\ud558\uac8c \ub418\uc5c8\ub294\uc9c0\ub294 \ud765\ubbf8\ub85c\uc6b4 \uc77c\uc774\ub2e4.<\/p>\n \ud604\ub300 \uacbd\uc81c\uc5d0 \uc608\uce21\uac00\ub2a5\ud55c \ubd88\uc548\uc815\uc131\uc774 \uc788\ub2e4\ub294 \ubbff\uc74c\uacfc \uad00\ub828\ud574\uc11c \ubc30\uc9d3\uc740 \ub9d1\uc2a4\uc640 \ub3d9\uc758\ud560 \uc218 \uc788\uc5c8\uc744 \uac83\uc774\ub2e4. \uacbd\uc81c\uac00 \uc704\ud0dc\ub85c\uc640\uc9c0\uac70\ub098 \ud22c\uae30\uac00 \ubc1c\uc0dd\ud558\ub294 \ub370 \uc740\ud589\uc774 \ud544\uc218\ubd88\uac00\uacb0\ud55c \uac83\uc740 \uc544\ub2c8\ub2e4 – \ubc30\uc9d3\uc740 1720\ub144\ub300\ub97c \ub4a4\ud754\ub4e4\uc5c8\ub358 \ub0a8\ud574\ubc84\ube14(\ub0a8\ud574\ud3ec\ub9d0\uc0ac\uac74)\uacfc \ubbf8\uc2dc\uc2dc\ud53c \uac70\ud488\uc0ac\uac74* \ub2f9\uc2dc\uc5d0 \uc6b0\ub9ac\uac00 \uc0dd\uac01\ud558\ub294 \ud615\ud0dc\uc758 \uc740\ud589\uc774\ub780 \uac83\uc774 \uc874\uc7ac\ud558\uc9c0 \uc54a\uc558\ub2e4\ub294 \uac83\uc744 \uc5b8\uae09\ud588\ub2e4. \ud558\uc9c0\ub9cc \ud604\ub300 \uc740\ud589\uc5c5\uc740 \uc124\uacc4\ubd80\ud130 \uc704\ud0dc\ub86d\ub2e4. \ubc30\uc9d3\uc774 \uc774\ub974\uae30\ub97c, “\uc774 \uccb4\uc81c\uc758 \uac15\uc810\uc740 \uc815\ud655\ud788 \uadf8 \uc815\uad50\ud568\uc5d0\uc11c \ub098\uc628\ub2e4. \ub610 \uadf8 \uc704\ud5d8\uc131\uc774\ub77c\uace0 \ud558\ub354\ub77c\ub3c4 \uacfc\uc5b8\uc774 \uc544\ub2d0 \uac83\uc774\ub2e4.” \uac15\uc810, \uc815\uad50\ud568, \uadf8\ub9ac\uace0 \uc704\ud5d8\uc131\uc740 \ubaa8\ub450 \uac19\uc740 \uadfc\uc6d0\uc73c\ub85c\ubd80\ud130 \ube44\ub86f\ub41c \uac83\uc774\ub2e4. \uc0ac\uc2e4, \uc774 \uc138 \uac00\uc9c0\ub294 \uc774 \uac83\uc5d0 \ub300\ud55c \uc11c\ub85c \ub2e4\ub978 \uc774\ub984\ub4e4\uc77c \ubfd0\uc774\ub2e4:<\/p>\n \ub808\ubc84\ub9ac\uc9c0Leverage<\/i>.<\/p>\n \ucc45\uc758 \uccab\uba38\ub9ac\uc5d0 \ubc30\uc9d3\uc740 \ucd5c\uc18c\ud55c \uacbd\uc81c\uac00 \ud638\ud669\uc77c \ub54c \uc2e0\uc6a9\uc73c\ub85c \uc0ac\uc5c5\ud558\ub294 \uc774\ub4e4\uc774 \uad6c\ub2e5\ub2e4\ub9ac \uc790\ubcf8\uac00\ub4e4\uc744 “\uad34\ub86d\ud788\uace0 \uc555\ubc15\ud558\uba70, \uc2ec\uc9c0\uc5b4 \ud1f4\ucd9c\uc2dc\ud0a4\ub294\uc9c0”\ub97c \uc808\ubb18\ud558\ub3c4\ub85d \ub2e8\uc21c\ud55c \uc608\ub97c \ud1b5\ud574 \ubcf4\uc5ec\uc900\ub2e4. \uc5ec\uae30\uc11c \uad6c\ub2e5\ub2e4\ub9ac \uc790\ubcf8\uac00\ub780 \ub3c8\uc744 \ube4c\ub9ac\uc9c0\ub3c4, \ube4c\ub824\uc8fc\uc9c0\ub3c4 \uc54a\ub294 \uc6d0\uce59\uc744 \uc9c0\ud0a4\uace0 \uc81c \ud604\uae08\uc744 \uc368\uc11c \uc0ac\uc5c5\ud558\ub294 \uba4d\uccad\uc774\ub4e4\uc744 \uac00\ub9ac\ud0a8\ub2e4:<\/p>\n \ub9cc\uc57d \uc5b4\ub5a4 \uc0c1\uc778\uc774 5\ub9cc \ud30c\uc6b4\ub4dc\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub2e4\uace0 \ud558\uc790. \uc5f0 10%\uc758 \uc774\uc775\uc744 \uc5bb\uc73c\ub824\uba74 \ub9e4\ub144 5\ucc9c\ud30c\uc6b4\ub4dc\ub97c \ubc8c\uc5b4\uc57c\ud558\uace0, \uadf8\uc5d0 \uc54c\ub9de\uac8c \uc81c \ubb3c\uac74\ub4e4\uc5d0 \uac12\uc744 \ub9e4\uaca8\uc57c\ud560 \uac83\uc774\ub2e4; \ud55c\ud3b8 \ub9cc\uc57d \ub2e4\ub978 \uc0c1\uc778\uc740 1\ub9cc \ud30c\uc6b4\ub4dc \ubc16\uc5d0 \uc5c6\uc9c0\ub9cc, 4\ub9cc \ud30c\uc6b4\ub4dc\ub97c \uc735\ud1b5\ud574\uc11c (\uc774 \uc815\ub3c4\ub294 \uc774 \uc2dc\ub300 \uc0ac\uc5c5\uc5d0\uc11c \uadf8\ub9ac \uadf9\ub2e8\uc801\uc778 \uc608\uac00 \uc544\ub2c8\ub2e4) 5\ub9cc \ud30c\uc6b4\ub4dc\ub97c \ub9c8\ub828\ud558\uba74, \uadf8\ub294 \ub611\uac19\uc774 5\ub9cc\ubd88\uc758 \uc790\ubcf8\uae08\uc744 \uc9c0\ub2cc \uc148\uc774\uace0, \ud6e8\uc52c \uc2f8\uac8c \ubb3c\uac74\uc744 \ud314 \uc218 \uc788\uac8c \ub41c\ub2e4. \ub9cc\uc57d \uadf8\uac00 \ub0b4\uc57c\ud560 \uc774\uc790\uc728\uc774 5%\ub77c\uace0 \ud558\uba74 \uadf8\ub294 \uc5f0\uac04 2\ucc9c \ud30c\uc6b4\ub4dc\ub97c \uc9c0\ubd88\ud574\uc57c\ud560 \uac83\uc774\ub2e4; \uadf8\ub9ac\uace0 \ub9cc\uc57d, \uad6c\ub2e5\ub2e4\ub9ac \uc0c1\uc778\uacfc \ub611\uac19\uc774 \uc5f0\uac04 5\ucc9c \ud30c\uc6b4\ub4dc\ub97c \ubc88\ub2e4\uba74, \uc774\uc790\ub97c \ub2e4 \uc9c0\ubd88\ud55c \ub2e4\uc74c\uc5d0\ub3c4 \uc5f0\uac04 3\ucc9c \ud30c\uc6b4\ub4dc, \uadf8\ub7ec\ub2c8\uae4c \uc790\uae30\uc790\ubcf8 1\ub9cc \ud30c\uc6b4\ub4dc \ub300\ube44 30\ud37c\uc13c\ud2b8\uc5d0 \ud574\ub2f9\ud558\ub294 \uc774\uc724\uc728\uc744 \ub2ec\uc131\ud558\ub294 \uac83\uc774\ub2e4. \ub300\ubd80\ubd84\uc758 \uc0c1\uc778\ub4e4\uc774 30\ud37c\uc13c\ud2b8\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \uc801\uc740 \uc774\uc724\uc728\ub85c\ub3c4 \ub9cc\uc871\ud558\ubbc0\ub85c, \uadf8\ub294 \ub9cc\uc57d \uc6d0\ud55c\ub2e4\uba74, \uadf8 \uc774\ub4dd\uc758 \uc77c\ubd80\ub97c \ud3ec\uae30\ud558\uace0 \uc7ac\ud654\uc5d0 \ub300\ud55c \uac00\uaca9\uc744 \ub0ae\ucdb0\uc11c \uad6c\ub2e5\ub2e4\ub9ac \uc0c1\uc778 – \uc81c \uc790\uae30\uc790\ubcf8\uc73c\ub85c \uc7a5\uc0ac\ud558\ub294 \uc778\ubb3c – \uc744 \uc2dc\uc7a5\uc73c\ub85c\ubd80\ud130 \ubab0\uc544\ub0bc \uac83\uc774\ub2e4.<\/p><\/blockquote>\n \ub098\uc911\uc5d0 \ubc30\uc9d3\uc740 \uc774\ub7f0 \ub808\ubc84\ub9ac\uc9c0\uc758 \ud544\uc694\uc131\uc774 \uc9c4\uc9dc \ubb3c\uac74\uc744 \ud30c\ub294 \uc0ac\ub78c\ub4e4\ubfd0\ub9cc \uc544\ub2c8\ub77c \ub3c8\uc744 \ud30c\ub294 \uc0ac\ub78c\uc5d0\uac8c\ub3c4 \ud574\ub2f9\ub41c\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc92c\ub2e4. \uc740\ud589\uac00\ub294 \uc0c1\uc778\uc774 \ub300\ucd9c\uc744 \ubc1b\uc9c0 \uc54a\uc744 \uc218 \uc5c6\ub294\ub9cc\ud07c \ub300\ucd9c\uc744 \ud574\uc904\uc218 \ubc16\uc5d0 \uc5c6\ub2e4:<\/p>\n (\uc99d\uad8c)\uc911\uac1c\uc790\ub294, \uc5b4\ub5a4 \ubc29\uc2dd\uc73c\ub85c\ub4e0 \uadf8\uc5d0\uac8c \ub9e1\uaca8\uc9c4 \ub9e4 6\ud39c\uc2a4\ub9c8\ub2e4 \uc774\ubb38\uc744 \ubb3c\uc5b4\uc918\uc57c\ud558\uace0, \uc774\ub807\uac8c \uc0c1\uc2dc\uc801\uc73c\ub85c \uc774\uc790\ub97c \ubb3c\uc5b4\uc918\uc57c\ub9cc\ud558\ub294 \uc0c1\ud669\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uc911\ub300\ud55c \uacb0\uacfc\ub97c \ub0b3\ub294\ub2e4: \uc911\uac1c\uc790\ub294 \ucd5c\ub300\ud55c \ub9ce\uc740 \ub3c8\uc744 \uad74\ub824\uc57c\ud55c\ub2e4\ub294 \uac83\uc774\ub2e4. \uadf8\ub294 \uc5b8\uc81c\ub4e0 \ub3cc\ub824\uc918\uc57c\ud560 \ub3c8\uc744 \uac16\uace0 \uc788\uc9c0\ub9cc, \uadf8\uac78 \uc77c\ubc18\uc801\uc778 \uc740\ud589\uac00\uac00 \ubcf4\uc720\ud558\uace0 \uc788\ub294\ub9cc\ud07c \ud604\uae08\uc744 \uc313\uc544\ub193\uc744 \uc218\uac00 \uc5c6\ub294\ub370, \uacb0\uad6d \uc774\uc790\uc9c0\uae09\ubd80\ub2f4\uc774 \uadf8\uc5d0\uac8c \ub3cc\uc544\uc62c \uac83\uc774\uae30\ub54c\ubb38\uc774\ub2e4.<\/p><\/blockquote>\n \uacb0\uad6d \uae08\uc735\uc5d0\uc11c, \ub808\ubc84\ub9ac\uc9c0\ub97c \uac16\uc744 \uc218 \uc788\uc73c\uba74, \ub808\ubc84\ub9ac\uc9c0\ub97c \uac16\uc544\uc57c\ub9cc \ud55c\ub2e4. \uc77c\ub2e8 \ub808\ubc84\ub9ac\uc9c0\ub97c \uac16\ub294 \uc21c\uac04, \uacbd\uc7c1\uc790\ub4e4\ubcf4\ub2e4 \ub354 \ub9ce\uc740 \ub808\ubc84\ub9ac\uc9c0\ub97c \uc9c0\ub294 \uac83\uc740 \uc0dd\uc874\uc758 \ubb38\uc81c\uac00 \ub41c\ub2e4. \uadf8\ub9ac\uace0 \uac01\uad6d \uc815\ubd80\uc640 \uc911\uc559\uc740\ud589 \uc0ac\uc774\uc5d0\uc11c \ud1b5\ud654\ub7c9\uc744 \ub298\ub824\uc57c\ud560\uc9c0 \uc904\uc5ec\uc57c\ud560\uc9c0 \ub17c\uc7c1\ud55c\ub2e4\ud574\ub3c4, \uc774\ub4e4\uc774 \uc5b8\uc81c\ub098 \uae08\uc735\uacc4\ub85c\ubd80\ud130 \uc694\uad6c\ubc1b\ub294 \uac83\uc740 \ub354 \ud070 \ub808\ubc84\ub9ac\uc9c0\ub97c \ud5c8\uc6a9\ud558\ub294 \uac83\uc774\ub2e4. \uc774\uac83\uc774 \uc2ec\uc9c0\uc5b4 \ubbfc\uc8fc\uc815\uc5d0\uc11c\uc870\ucc28, \ud1b5\ud654\uc815\ucc45 \ub3c4\uad6c\ub4e4\ub9cc\ud07c\uc740 \ud22c\ud45c\uc790\ub4e4\uc758 \uc601\ud5a5\ub825\uc73c\ub85c\ubd80\ud130 \ub5a8\uc5b4\uc838\uc788\uace0, \ub354 \ub098\uc544\uac00 \uc228\uaca8\uc838\uc788\ub294 \uc774\uc720\uc774\ub2e4. \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74, \uc2e0\uc6a9\uc740 \ub098\uc120\ud615\uc73c\ub85c \ub05d\uc5c6\uc774 \ud33d\ucc3d\ud560 \uac83\uc774\uace0, \uac70\ud488\uc740 \ubd88\uac00\ud53c\ud574\uc9c4\ub2e4. \uc774\ub7f0 \ud22c\uae30\uc801 \uc545\uc21c\ud658\uc774 “\ud0d0\uc695”\uc5d0 \uc758\ud574 \ubc1c\uc0dd\ud55c\ub2e4\uace0 \ub9d0\ud558\ub294 \uac83\ub9cc\ud07c \uc5b4\ub9ac\uc11d\uc740 \uac83\ub3c4 \uc5c6\uc744 \uac83\uc774\ub2e4 – \ubb3c\ub860 \ud0d0\uc695\uc774 \uc778\uac04 \ubcf8\uc131\uc744 \ub9d0\ud558\ub294 \uac83\uc774\ub77c\uba74 \ub2e4\ub974\uaca0\uc9c0\ub9cc. \uc2e0\uc6a9\uc758 \ub098\uc120\ud615 \ud33d\ucc3d\uc740 \uc544\ub2f4 \uc2a4\ubbf8\uc2a4\uac00 \uad6d\ubd80\ub860\uc5d0\uc11c, \uadf8\ub9ac\uace0 Bernard de Mandeville\uc774 \ubc8c\ub4e4\uc758 \uc6b0\ud654\uc5d0\uc11c \uae30\uc220\ud55c \uc138\uacc4\uc758 \uc5b4\ub450\uc6b4 \uce21\uba74\uc774\ub2e4. \uc0ac\ud68c\uac00 \uc774\uae30\uc801 \ub3d9\uae30\uc5d0 \ub530\ub77c \uc81c\uac01\uae30 \uc6c0\uc9c1\uc774\ub294 \ud589\uc704\ub4e4\ub85c \ud5a5\uc0c1\ub420 \uc218 \uc788\ub294\ub9cc\ud07c, \uadf8 \ub204\uad6c\uc758 \ud0d0\uc695\uacfc\ub3c4 \uc0c1\uad00\uc5c6\ub294 \uc774\uc720\ub4e4\ub85c \uacbd\uc81c\uac00 \ubd95\uad34\ud560 \uc218\ub3c4 \uc788\ub294 \uac83\uc774\ub2e4.<\/p>\n \uc6b0\ub9ac\uac00 \ub3c8\uc5d0 \ub300\ud574\uc11c \uc0dd\uac01\ud558\ub294 \ubc29\uc2dd\uc740 \ub3c4\ub355\uc801\uc774\uc5b4\uc57c\ud558\uc9c0\ub9cc, \uc2e0\uc6a9 \uccb4\uc81c\ub294 \ub3c4\ub355\uc801 \ucc45\uc784\uc744 \uc5c9\ub9dd\uc73c\ub85c \ub9cc\ub4dc\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4. \ubc30\uc9d3\uc740 \ub7f0\ub358\uc758 \uae08\uc735\uad6c\uc5ed\uc744 “\ub098\ub77c\uc5d0\uc11c \uc870\uc6a9\ud788 \uc800\ucd95\ud558\ub294 \uc774\ub4e4\uacfc \uc5f4\uc2ec\ud788 \uace0\uc6a9\ud558\ub294 \uad6c\uc5ed\ub4e4 \uc0ac\uc774\uc758 \uc911\uac1c\uc790”\ub85c \ubb18\uc0ac\ud588\ub2e4. \ubaa8\ubc94\uc801\uc778, \uccad\uad50\ub3c4\uc815\uc2e0\uc758 \uc11c\ud3ec\ud06c(Suffolk) \ub18d\ubd80\ub4e4\uc740 \uc548\uc804\ud55c \uacf3\uc5d0 \uadf8\ub4e4\uc758 \ub3c8\uc744 \ub9e1\uae30\uae30\ub97c \uc6d0\ud55c\ub2e4; \ub7ad\uce74\uc154\uc758 \uc0ac\uc5c5\uac00\ub4e4\uc740 \uc77c\uc744 \ubc8c\uc774\uae30 \uc704\ud574 \ub3c8\uc774 \ud544\uc694\ud558\ub2e4. \ub7f0\ub358 \uc740\ud589\uac00\ub4e4 \ub355\ubd84\uc5d0, \ub458 \ubaa8\ub450 \ubc14\ub78c\uc744 \uc774\ub8e8\uace0 \uadf8 \uacfc\uc815\uc5d0\uc11c \uc774\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\ub2e4. \uc6b0\ub9ac\ub294 \uc5ec\uae30\uc11c \uc11c\ud3ec\ud06c(Suffolk)\uc758 \ub099\ub3d9\uc5c5\uc790\uac00 “\ub3c4\ub355\uc801”\uc778 \ucabd\uc774\uace0 (\uc800\ucd95\ud558\ub2c8\uae4c) \ub7ad\uce74\uc154\uc758 \ud22c\uae30\uc790\ub97c “\ube44\ub3c4\ub355\uc801” \ud3b8\uc774\ub77c\uace0 \ud310\ub2e8\ud55c\ub2e4 (\uadf8\ub294 \ub3c4\ubc15\uc744 \ud558\ub294 \uac70\ub2c8\uae4c). \ud558\uc9c0\ub9cc, \uc740\ud589\uccb4\uc81c\uac00 \uac1c\uc785\ud558\ub294 \uc21c\uac04, \ub458 \ubaa8\ub450 \ub3c4\ubc15\uc744 \ud558\ub294 \uc148\uc774\uace0, \ub458 \ubaa8\ub450 \uc800\ucd95\uc744 \ud558\ub294 \uc148\uc774\ub2e4. \uc88b\uc740 \uc2dc\uc808\uc5d0\ub294 \uadf8\uc800 \uc785\uc73c\ub85c \uc0c1\ud22c\uc801\uc778 \uad6c\ub3c4\uc5d0 \ub530\ub77c \uadfc\uba74\ud55c \ub18d\ubd80\ub4e4\uc774 \uae08\uc735\uac00\ub4e4\ubcf4\ub2e4 \ub354 \uc88b\uc740 \uc0ac\ub78c\ub4e4\uc774\ub77c\uace0 \uc6b0\ubb3c\uac70\ub824\ub3c4 \uc0c1\uad00\uc5c6\ub2e4. \ud558\uc9c0\ub9cc \ubd88\uacbd\uae30\uac00 \ucc3e\uc544\uc624\uba74, \ube44\ub294 \uc815\uc758\ub85c\uc6b4 \uc790\uc640 \ubd88\uc758\ud55c \uc790\ub4e4 \ubaa8\ub450\uc5d0\uac8c \ub0b4\ub9ac\ub294 \uac83\uc744 \ubc1b\uc544\ub4e4\uc5ec\uc57c\ud560 \uac83\uc774\ub2e4.<\/p>\n \ud604\uc7ac \uc9d1\uc774 \uc800\ub2f9\uc7a1\ud788\uac70\ub098 \uc2e0\uc6a9\uce74\ub4dc\ud55c\ub3c4\uac00 \ub2e4\ud55c \ub9ce\uc740 \ubbf8\uad6d\uc778\ub4e4\uc740 \ud0d0\uc695\uc2a4\ub7fd\uace0, \ubd84\uc218\uc5d0 \ub118\uce58\uace0, \ube0c\ub79c\ub4dc\uc5d0 \uc911\ub3c5\ub418\uc5b4 \uc788\uace0, \ubb3c\uc9c8\uc8fc\uc758\uc801\uc778 \uc1fc\ud551\uc911\ub3c5\uc790\ub4e4\uc774\uba70, \ub0b4\uac00 \ubb58\ud558\ub4e0 \uc138\uc0c1\uc774 \uc790\uc2e0\ub4e4\uc744 \uba39\uc5ec\uc0b4\ub9b4 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud588\ub358 \uc774\ub4e4\uc774\ub2e4. \ud558\uc9c0\ub9cc \ub610 \ub9ce\uc740 \uc774\ub4e4\uc740 \uadf8\ub807\uc9c0 \uc54a\ub2e4. \uadf8\ub4e4\uc740 \uae08\uc735\uae30\uad00\ub4e4\ub9cc\ud07c\uc774\ub098 \ubb34\ubd84\ubcc4\ud55c \ucc28\uc785\uc5d0 \uae30\ubc18\ud55c \uccb4\uc81c\uc758 \ub36b\uc5d0 \uac78\ub9b0 \uc774\ub4e4\uc774\ub2e4. \uc774 \uccb4\uc81c\uc5d0 \ucc38\uc5ec\uac00 \uac15\uc81c\ub41c \uac83\uc740 \ubd84\uba85 \uc544\ub2c8\uc9c0\ub9cc, \ub610 \uadf8\uc800 \uc120\ud0dd\uc0ac\ud56d\uc774 \uc544\ub2cc \uac83\ub3c4 \ubd84\uba85\ud558\ub2e4. \ud55c \uc0ac\ub78c\uc758 \uc0b6\uc758 \uc9c8\uc740 \uadf8 \uc0ac\ub78c\uc758 \uad6c\ub9e4\ub825\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0c1\ub300\uc801\uc778 \uacbd\uc81c\uc801 \uc9c0\uc704\uc5d0 \uc758\ud574\uc11c\ub3c4 \uacb0\uc815\ub418\uae30\ub54c\ubb38\uc774\ub2e4. \ub0b4 \uc774\uc6c3\ub4e4\uc774 \ub354 \ube68\ub9ac \ubd80\uc720\ud558\uac8c \ub418\ub294 \uac83\uc5d0 \uc6d0\ud1b5\ud558\uac8c \uc0dd\uac01\ud558\ub294 \uac83\uc774 \uadf8\uc800 \ub098\uc05c \uc131\uaca9 \uc774 \ub4dc\ub7ec\ub098\ub294 \uac83\uc774\ub77c\uace0 \uce58\ubd80\ud560\uc9c0\ub3c4 \ubaa8\ub974\uaca0\uc9c0\ub9cc, \uc2dc\uc0d8\ud560\uac8c \uc544\ubb34\uac83\ub3c4 \uc5c6\ub294\uac8c \uc544\ub2c8\ub77c\ub294 \uac83\uc744 \uc54c\uc544\uc57c\ud55c\ub2e4***! \uc0ac\ub78c\ub4e4\uc774 \uac00\uc7a5 \ubcf8\uc9c8\uc801\uc73c\ub85c \uc5ec\uae30\ub294 \uc7ac\ud654\ub97c \ub530\uc9c8 \ub54c – \uc801\uc808\ud55c \uc9dd; \uc5b4\ub9b0\uc544\uc774\ub4e4\uc758 \uad50\uc721; \uc9d1\uc758 \ud3c9\uc218, \uc704\uce58, \uc5bc\ub9c8\ub098 \uba4b\ub4e4\uc5b4\uc9c4\uc9c0, \uadf8\ub9ac\uace0 \uc5bc\ub9c8\ub098 \ud3b8\ud55c\uc9c0 – \uc808\ub300\uc801\uc778 \ubd80\ubcf4\ub2e4 \uc911\uc694\ud55c \uac83\uc774 \uc0c1\ub300\uc801\uc778 \uc704\uce58\uac00 \uc544\ub2cc\uac00.<\/p>\n 1990\ub144\ub300\uc5d0 \ub3c8\uc744 \uc800\ucd95\uc740\ud589\uc5d0 \ub123\uc5b4\ub454 \uc0ac\ub78c\ub4e4\uc740 \uc6b0\ub9ac\uac00 \ub3d9\uc758\ud558\uba74 \uc548\ub420 \ud589\ub3d9\ub4e4, \uc774\ub97c\ud14c\uba74 “\ub0a8\ub3c8\uc744 \uc81c \ub3c8 \uc4f0\ub4ef” \ub3c8\uc744 \ube4c\ub824\uc11c \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ub97c \ud55c \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc84c\ub2e4. \uc2ec\uc9c0\uc5b4 \uadf8\ub807\uac8c \ud574\uc11c \ucc44\uad8c\ud22c\uc790\ub97c \ud55c \uc0ac\ub78c\ub4e4\ub3c4 10\ub144\uac04 \uc5f0\uac04 \ud3c9\uade0 15%\uc758 \uc774\uc790\ub97c \uc5bb\uc744 \uc218 \uc788\uc5c8\ub2e4. \uc9c0\ub09c 10\ub144\uac04 \ubd80\uc790\uac00 \ub41c \uc0ac\ub78c\ub4e4\uc744 \ubcf4\uba74, \uadf8 \uc774\uc720\uac00 \ub178\ub3d9\uc2dc\uc7a5\uc5d0\uc11c \ubb58 \ud588\ub290\ub0d0\ubcf4\ub2e4 \uc8fc\uc2dd\uc2dc\uc7a5\uc5d0\uc11c \ubb58 \ud588\ub290\ub0d0\uc5d0 \uc5f0\uad00\ub420 \uac00\ub2a5\uc131\uc774 \ud6e8\uc52c \ub192\ub2e4. \uc774\uac8c \uc815\uc758\ub85c\uc6b4\uac74\uac00? \ub2f9\uc5f0\ud788 \uadf8\ub807\uc9c0 \uc54a\ub2e4! \uc774\uc820 \ubd84\uba85\ud788 \ubcfc \uc218 \uc788\ub294 \ub9d0\uc774\ub2e4. \ud558\uc9c0\ub9cc \uc9c0\ub09c \ud638\ud669\uae30\ub54c\ub294 \uc8fc\uc2dd\uacfc \uc8fc\ud0dd\ud22c\uae30\ub97c \ud1b5\ud574 \uc0ac\ud68c\uc801\uc778 \uc704\uce58\uac00 \ubc14\ub00c\ub294 \uc77c\ub4e4\uc774 \uc65c \ub9de\ub294\uac00\uc5d0 \ub300\ud574 \uc628\uac16 \ud569\ub9ac\ud654\uac00 \ub09c\ubb34\ud588\ub2e4. \uadf8 \uc911 \ud558\ub098\ub294 \uc8fc\uc2dd\uc5d0 \ub3c8\uc744 \ud22c\uc790\ud558\uc9c0 \uc54a\uc740 \uc0ac\ub78c\ub4e4\uc774\ub098, \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\uae30\ubcf4\ub2e4 \uc6d4\uc138\ub85c \uc0ac\ub294 \uc0ac\ub78c\ub4e4\uc774 \ubc14\ubcf4 \uba4d\uccad\uc774\ub77c\ub294 \ub9d0\uc774\uc5c8\ub2e4. \uc774\ub7f0 \uc885\ub958\uc758 \ub17c\uc124\uc740 \ud1f4\uc9c1 \uc800\ucd95\uc744 \ud574\uc678 \uc8fc\uc2dd\uc2dc\uc7a5\uc5d0 \ud22c\uc790\ud558\uc9c0 \uc54a\uc740 \ub300\uc911\ub4e4\uc774 \ubc14\ubcf4\ub77c\uace0 \ud588\ub358 \ub300\ud1b5\ub839\uc774 \ub2f9\uc120\ub41c 2000\ub144\uc5d0 \uc808\uc815\uc5d0 \ub2ec\ud588\ub2e4.<\/p>\n \ubc30\uc9d3\uc740 \ud22c\uae30 \uad11\ud48d\uc774 \uad81\uadf9\uc801\uc73c\ub85c\ub294 \ubaa8\ub4e0 \uc774\ub4e4\uc744 \ud729\uc4f8\uace0 \uc9c0\ub098\uac08 \uac83\uc774\ub77c\ub294 \uac83\uc744 \uc608\uacac\ud588\ub2e4. \ubc30\uc9d3\uc740 \uc774\ub807\uac8c \ub9d0\ud55c\ub2e4, “\ubaa8\ub4e0 \ub300\uc704\uae30\ub4e4\uc740 \uadf8 \ub204\uad6c\ub3c4 \uc758\uc2ec\ud558\uc9c0 \uc54a\uc558\ub358 \ub9ce\uc740 \uac00\uad6c\ub4e4\uc774 \ud22c\uae30\uc5d0 \ub6f0\uc5b4\ub4e0 \ubaa8\uc2b5\ub4e4\uc744 \ubcf4\uc5ec\uc8fc\ub294\ub370, \uc774\ub4e4\uc740 \ud22c\uae30\uac00 \ucc98\uc74c \uc2dc\uc791\ub420 \ub54c\ub294 \uadf8 \ud22c\uae30\uc5d0 \ucc38\uc5ec\ud558\uc9c0 \uc54a\uc558\uac70\ub098 \uadf8 \ucc38\uc5ec\uac00 \uc81c\ud55c\uc801\uc774\uc5c8\ub2e4\uac00, \ub9e4\uc77c\ub9e4\uc77c \uc624\ub974\ub294 \uac00\uaca9\uacfc \uc8fc\ubcc0\uc758 \uc5f4\uae30\uc5d0 \ud729\uc4f8\ub824\uc11c \uacb0\uad6d \ucc38\uc5ec\ud55c \uc774\ub4e4\uc774\ub2e4.” \ud0d0\uc695\uc2a4\ub7ec\uc6b4 \uc774\ub4e4\uc740 \ub300\uac00\ub97c \uce58\ub8e8\uae30 \ub9c8\ub828\uc774\uc9c0\ub9cc, \uac70\ud488\uc774 \ud130\uc9c8 \ub54c \uac00\uc7a5 \ud070 \ub300\uac00\ub97c \uce58\ub8e8\ub294 \uac83\uc740 \uadf8\ub4e4\uc774 \uc544\ub2c8\ub2e4. \uac70\uc758 \ubaa8\ub4e0 \uc5ed\uc0ac\uc801\uc778 \ud22c\uae30\uc5f4\ud48d\uacfc \ubd95\uad34\uc5d0\uc11c \ubc1c\uacac\ud558\ub294 \ube44\uadf9\uc801\uc778 \uc778\ubb3c\ub4e4\uc740, \ud574\uac00 \uac08\uc218\ub85d, \uadf8 \uad11\ud48d\uc774 \ud5c8\uc0c1\uc774\ub77c\ub294 \uac83\uc744 \uad73\uac8c \ubbff\uace0 \uadf8\ub85c\ubd80\ud130 \uba40\ub9ac \ub5a8\uc5b4\uc838\uc788\ub2e4\uac00, \ub9c8\uc9c0\ub9c9 \uc21c\uac04\uc5d0, \uadf8\uac8c \uc790\uae30\ud655\uc2e0\uc774 \uac00\uc168\ub358 \uac83\uc778\uc9c0 \uc544\ub2c8\uba74 \uc8fc\ubcc0\uc758 \uad8c\uc720\ub54c\ubb38\uc778\uc9c0\ub294 \ubab0\ub77c\ub3c4, \uadf8 \ud22c\uae30\uc5d0 \ub6f0\uc5b4\ub4e4\uc5b4\uc11c (\uc2dc\uc7a5\uc758 \uc0c1\ud22c\ub97c \uc7a1\uc544) \uc4f8\ub824\ubc84\ub9ac\ub294 \uc774\ub4e4\uc774\ub2e4. \uc5bc\ub9c8\ub098 \uc9d6\uad82\uc740 \uc5ed\uc124\uc778\uac00! \uadf8\uc758 \uc21c\uac04\uc801\uc778 \ud754\ub4e4\ub9bc\uc5d0 \ub354\ud574\uc11c \uadf8 \uae38\uace0 \uc9c0\ud61c\ub85c\uc654\ub358 \uc778\ub0b4\ub9c8\uc800 \ud615\ubc8c\uc77c\ud14c\ub2c8.<\/p>\n \uadf8\ub7ec\ubbc0\ub85c “\uc790\ubcf8\uc8fc\uc758\uc758 \ubb38\ud654\uc801 \ubaa8\uc21c”\uc740 \uc6b0\ub9ac\uac00 \uc0dd\uac01\ud55c \uac83\ubcf4\ub2e4 \ud6e8\uc52c \uae4a\uac8c \ud750\ub978\ub2e4. \uacbd\uc81c\ud559\uc790 \uc870\uc149 \uc298\ud398\ud130\uc640 \uc0ac\ud68c\ud559\uc790 \ub2e4\ub2c8\uc5d8 \ubca8\uc774 \uc11c\ub85c \ub2e4\ub978 \ubc29\uc2dd\uc73c\ub85c \uc81c\uc2dc\ud55c \uace0\uc804\uc801\uc778 \uad00\uc810\uc5d0\uc11c\ub294, \uc790\ubcf8\uc8fc\uc758\ub294 \uadfc\uba74\ud55c \uc774\ub4e4\uc744 \ubcf4\uc0c1\ud558\uace0, \uadfc\uba74\ud568\uc740 \ubd80\ub97c \ub9cc\ub4e4\uc5b4\ub0b4\uba70, \ubd80\ub294 \uac8c\uc73c\ub984\uc744 \ucd08\ub798\ud558\uace0, \uac8c\uc73c\ub984\uc740 \uc790\ubcf8\uc8fc\uc758\uc5d0 \uc704\uae30\ub97c \ucd08\ub798\ud558\ub294 \ubaa8\uc21c\uc774 \uc788\ub2e4\ub294 \uac83\uc774\uc5c8\ub2e4. \ud558\uc9c0\ub9cc, \uc9c0\uae08\uacfc \uac19\uc774 \uc815\ub9d0 \uc9c0\uadf9\ud788 \uc2ec\uac01\ud55c \uc0c1\ud669\uc5d0\uc11c\ub294, \uc790\ubcf8\uc8fc\uc758\uac00 \uc815\ub9d0\ub85c \uadfc\uba74\uacfc \uac80\uc57d\uc758 \ub355\ubaa9\uacfc \uad00\ub828\uc774 \uc788\ub294\uc9c0 \ub418\ubb3c\uc5b4\ubcfc \uc218 \uc788\ub2e4. \uc9c4\uc815 \uc790\ubcf8\uc8fc\uc758\uc801 \ub355\ubaa9\uc740 \ub099\uad00\uc8fc\uc758\uc640 \uc6b4\ucc98\ub7fc \ubcf4\uc778\ub2e4. \uc911\uc559\uc740\ud589\uc758 \uad00\uc810\uc5d0\uc11c \ubcf4\uae30\uc5d0\ub294, \uc774\ub7f0 \ubb38\ud654\uc801 \ubaa8\uc21c\ub4e4\uc740 \uc790\ubcf8\uc8fc\uc758\uc758 \uacb0\uacfc\uac00 \uc544\ub2c8\ub77c \uadf8 \uadfc\ubcf8\uc694\uc18c\ucc98\ub7fc \ubcf4\uc778\ub2e4.<\/p>\n \uc911\uc559\uc740\ud589\uc774 \uc9c1\uba74\ud55c \ubb38\uc81c\ub294 \uacbd\uc601\uc790\ub4e4\uc744 \ubcf4\uc0c1\ud574\uc11c \ube57\ub098\uac04 \uc2dc\uc2a4\ud15c\uc5d0 \ubc18\uc751\ud574\uc57c\ud55c\ub2e4\ub294 \uac83\uc774\ub2e4. \uadf8\ub798\uc11c \uc911\uc559\uc740\ud589\uc5d0 \ub300\ud55c \ubc18\ub300\uac00, \uc6b0\ud30c (\ub860 \ud30c\uc6b8, \uc9d0 \ubc84\ub2dd)\uc5d0\uc11c \ub098\uc624\ub4e0 \uc88c\ud30c\uc5d0\uc11c \ub098\uc624\ub4e0 (\ubc84\ub2c8 \ud504\ub7ad\ud06c, \uc70c\ub9ac\uc5c4 \uadf8\ub77c\uc774\ub354), \ubaa8\ub450 \ub300\uc911\uc8fc\uc758\uc801\uc778 \uc774\uc720\uc774\ub2e4. \ubc30\uc9d3\uc740 \ub300\uc911\uc8fc\uc758\uc790\uac00 \uc544\ub2c8\uc5c8\ub2e4. \uadf8\ub294 \uc77c\ubd80 \uc0ac\ub78c\ub4e4\uc774 \uc0dd\uac01\ud558\ub294 \ubc14\uac00 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\ubcf4\ub2e4 \ub354 \uc911\uc694\ud558\ub2e4\ub294 \uc0dd\uac01\uc5d0 \uc775\uc219\ud588\ub2e4:<\/p>\n \ud2b9\ubcc4\ud55c \uc815\ubcf4\ub97c \uc81c\uc2dc\ud558\ub294 \uac70\uc758 \ubaa8\ub4e0 [\uc601\uad6d\uc740\ud589]\ucd1d\uc7ac\ub4e4\uc740 \uc0ac\uc801 \uc774\uc775\uc744 \ucc59\uae34\ub2e4\ub294 \uc758\uc2ec\ub54c\ubb38\uc5d0 \uace0\uc0dd\ud55c\ub2e4. \uadf8\ub4e4\uc740 \uadf8\ub7f0 \uc815\ubcf4\ub97c \ud604\uc5c5\uc5d0 \uc885\uc0ac\ud560 \ub54c \uc5bb\uc5c8\uc744 \uac83\uc774\uace0, \uadf8\ub7f0 \uc0ac\uc5c5\ub4e4\uc740 \uc911\uc559\uc740\ud589\uc758 \uc815\ucc45\uc5d0 \ub530\ub77c \ud06c\uac8c \uc601\ud5a5\uc744 \ubc1b\uc744 \uac83\uc774\uae30\ub54c\ubb38\uc774\ub2e4. \ud558\uc9c0\ub9cc \uc774\ub7f0 \uc5f0\uc720\ub85c \uc911\uc559\uc740\ud589\uc774 \uc0dd\uc0dd\ud55c \uc815\ubcf4\ub85c\ubd80\ud130 \uc720\ub9ac\ub418\uba74 \uacb0\ucf54 \uc548 \ub41c\ub2e4.<\/p><\/blockquote>\n \ubc30\uc9d3\uc774 \ud578\ud06c \ud3f4\uc2a8 \uc7ac\ubb34\uc131\uc7a5\uad00\uc5d0 \ub300\ud574 \uc5ec\ub7ec\uac00\uc9c0 \uc798\ubabb\uc744 \uc9c0\uc801\ud558\uaca0\uc9c0\ub9cc, \ud604\uc7ac \uac00\uc7a5 \ub9ce\uc774 \uc9c0\uc801\ub418\uace0 \uc788\ub294 \ube44\ud310 – \ud3f4\uc2a8\uc774 \uc608\uc804 \uc6d4\uc2a4\ud2b8\ub9ac\ud2b8 \ub3d9\uc5c5\uc790\ub4e4 – \uadf8\ub294 \uace8\ub4dc\ub9cc \uc0ad\uc2a4\uc5d0\uc11c CEO\ub85c \uc5ec\ub7ec \ud574 \uc77c\ud588\ub2e4 – \uacfc \ub108\ubb34 \uac00\uae5d\ub2e4\ub294 \ube44\ud310\uc740 \ubc30\uc9d3\uc5d0\uac8c\ub294 \uc798\ubabb\ub41c \ube44\ud310\uc73c\ub85c \uc5ec\uaca8\uc9c8 \uac83\uc774\ub2e4.<\/p>\n \uc65c\ub0d0\ud558\uba74, \uc6d4\uc2a4\ud2b8\ub9ac\ud2b8\uc57c\ub9d0\ub85c, \ubc14\ub85c \uadf8 “\uc2e0\uc6a9\uc758 \uc218\uc900”\uc774 \uacb0\uc815\ub418\ub294 \uacf3\uc774\uae30\ub54c\ubb38\uc774\ub2e4:<\/p>\n \ud2b9\uc815\ud55c \uc2dc\uc810\uc5d0\uc11c\uc758 \uc2e0\uc6a9\uc218\uc900\uc740 \ub2e4\ub978 \uc0ac\uc2e4\ub4e4\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uacb0\uc815\ub418\uc5b4\uc57c\ud558\ub294\ub370, \uc989, \uc2dc\ub3c4\ud574\ubcf4\uae30 \uc804\uc5d0\ub294 \ubaa8\ub978\ub2e4\ub294 \ub9d0\uc774\ub2e4. \uac19\uc740 \ubc29\uc2dd\uc73c\ub85c, \uc5b4\ub290 \uc815\ub3c4\uc758 “\uc900\ube44\uae08”\uc774 \uc801\uc815\ud55c \uc218\uc900\uc758 \uc2e0\ub8b0\ub97c \ubcf4\uc7a5\ud560 \uac83\uc778\uc9c0\ub294 \uacbd\ud5d8\uc744 \ud1b5\ud574\uc11c\ubc16\uc5d0 \uc54c \uc218 \uc5c6\ub2e4.<\/p><\/blockquote>\n \uc194\uc9c1\ud788 \ub9d0\ud558\uc790\uba74, \uc2e0\uc6a9\uc774 \uc131\uacf5\uc801\uc73c\ub85c \ub2e4\uc2dc \ud68c\ubcf5\ub418\ub294 \ub54c\ub294 \ubc14\ub85c \uae08\uc735 \uc5d8\ub9ac\ud2b8\ub4e4\uc774 “\uc774 \ub54c”\ub77c\uace0 \uc598\uae30\ud560 \ub54c\ub2e4. \uc2e0\uc6a9\uc740 \uc9c0\ubc30\uacc4\uae09\uc758 \uae30\ubd84\uacfc \uac70\uc758 \ub3d9\uc758\uc5b4\uc5d0 \uac00\uae5d\ub2e4. \uacbd\uc81c\uac00 \uc2e0\uc6a9\uc5d0 \uae30\ucd08\ud574\uc788\ub2e4\ub294 \uac83\uc740 \ub3d9\ubb3c\uc801 \uc2e0\ube44\ub4e4\uc5d0 \uae30\ubc18\ud574\uc788\ub2e4\uace0 \ub9d0\ud558\ub294 \ubc14\uc640 \ub2e4\ub97c \ubc14\uac00 \uc5c6\ub2e4. \ub9e4\ub825, \uae0d\uc9c0, \uac10, \ubf50\ub0b4\uae30… \uadf8\uac8c \uacbd\uc81c\uc758 \uae30\ucd08\ub780 \ub9d0\uc774\ub2e4. \uac70\uc758 \ubb34\uc11c\uc6b4 \uc0dd\uac01\uc774\ub77c\uace0 \ud560 \uc218 \uc788\ub2e4. \ubc30\uc9d3\uc758 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c, \uc704\uae30\uc758 \uc21c\uac04\uc5d0 \uc911\uc559\uc740\ud589\uc758 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c, \uace0\ub3c4\ud654\ub41c \uacbd\uc81c\ub294 \uc6d0\uc2dc\uacbd\uc81c\uc640 \uc0c1\ub2f9\ud788 \uc720\uc0ac\ud558\uac8c \ubcf4\uc778\ub2e4.<\/p>\n *\ub300\uc601\uc81c\uad6d\uacfc \ud504\ub791\uc2a4\uc5d0\uc11c \uac01\uae30 \ubc1c\uc0dd\ud588\ub358 \ub300\ud615 \uc8fc\uc2dd\ud22c\uae30\uc0ac\uac74 2009\ub144 \ubc88\uc5ed\ud574\ubd24\ub358 \uae00 \ub2e4\uc2dc \uc2e3\ub294\ub2e4. 0. \ub274\uc695\ud0c0\uc784\uc988\uc5d0\uc11c \ud06c\ub8e8\uadf8\uba3c\ub9d0\uace0 \uac00\ub054\uc529 \ubcf4\ub294 \uce7c\ub7fc\uc774 David Brooks\uc774\ub2e4. \ub0b4 \ub534\uc5d0\ub294 \uae00\uc744 \uc798 \uc4f0\uace0, \ub3c5\ud2b9\ud55c \uc2dc\uac01\uc744 \uac16\uace0 \uc788\uae30\uc5d0, (\uc5b8\uc81c\ub098 \ub3d9\uc758\ud558\ub294 \uac74 \uc544\ub2c8\uace0, \uc880 \uc584\ud30d\ud558\uac70\ub098 \ud3b8\ud611\ud560 \ub54c\ub3c4 \uc885\uc885 \uc788\uc9c0\ub9cc) \uc774\ub9ac\uc800\ub9ac \uad81\ub9ac\ud560 \uaebc\ub9ac\ub97c \ub358\uc838\uc900\ub2e4. \uadf8\ub798\uc11c \ubcf4\uc218\uc8fc\uc758\uc790\uc774\uace0 \ub9e4\ucf00\uc778\uc744 \uc9c0\uc9c0\ud568\uc5d0\ub3c4 … Continue reading
\n**\ub3c4\ub355\uc801 \ud574\uc774\uac00 “\ub3c4\ub355\uc801\uc73c\ub85c \ubb38\uc81c\uac00 \uc788\ub2e4”\ub77c\ub294 \ub73b\uc740 \uc544\ub2c8\ub2e4. \uae00\uc758 \ub098\uc911\uc5d0 \ubd84\uba85\ud574\uc9c4\ub2e4
\n*** \uadf8\ub7ec\ub2c8\uae4c \ub0a8\ub4e4\uc774 \ubd80\ub2f9\ud558\uac8c \ud22c\uae30\ub85c \ub354 \uc798 \uc0ac\ub294 \uac83, \uc2dc\uc0d8\ud574\uc11c \ub530\ub77c\ud558\ub294 \uac83\uc774 \uadf8 \uac1c\uc778\uc758 \uc798\ubabb(\ub098\uc05c \uc778\uaca9)\ub9cc\uc73c\ub85c \uce58\ubd80\ud560 \uc218 \uc5c6\ub2e4\ub294 \ub9d0.<\/p>\n","protected":false},"excerpt":{"rendered":"